Why I work this way
Health coverage can be difficult to compare, especially when a person is self-employed, changing jobs, or trying to understand whether current work benefits fit the household. I want each conversation to start with the person’s actual situation—not a one-size-fits-all pitch.
I’ll explain relevant choices in ordinary language, including important costs, eligibility requirements, exclusions, and limits. If I can’t offer or discuss a particular option, I’ll be upfront about that.
What you can expect from me
- I’ll ask questions before making a recommendation.
- I’ll explain tradeoffs and limits, not only attractive features.
- I’ll tell you when health questions or underwriting may affect an option.
- You can take time to consider what we discuss; a conversation does not obligate you to enroll.
- I’ll explain how I’m compensated and which options I’m able to present when that matters to your decision.
My role and reach
I’m a contracted insurance agent, licensed in multiple states. My ability to discuss and enroll coverage depends on the state and the options available through my appointments and enrollment channels. I do not claim to represent every insurer or every plan in the market.
Eli Thermilus